In a fragmented banking ecosystem, launching Fixed Deposit based products can take months of integrations, compliance hurdles, or vendor juggling. Blostem has channeled its focus on key facets unified, modular platform with multiple integration options that gets you to market 5x faster—securely and at scale.
We aim to be synonymous with best in class banking infrastructure, empowering platforms across India to offer Fixed Deposits and secured credit products seamlessly.
Connect once to access FDs, recurring deposits (RDs), and secured credit options from 10+ trusted issuers—no silos, no delays.
Go live in days, not months. Pre-built modules for seamless onboarding and transactions.
Customizable FD suites with competitive rates, special rates for senior citizens and women, auto-renewals, and premature withdrawal options—tailored for your users.
From API setup, compliance monitoring, servicing and operations post Fixed Deposit booking, our experts handle it all. White-label your brand while we manage the backend magic.
To simplify banking product integration and empower financial innovation across Bharat
Ready to scale your financial offerings? Book a demo today and explore how Blostem can help everyone save smarter, lend securely, and grow together.
Book a Demo →At Blostem, we're redefining how digital platforms and businesses access banking infrastructure. As a cutting-edge B2B fintech platform, we specialize in Fixed Deposits (FDs) as our core offering, empowering partners to launch fully customized FD products in just one day.
Our goal is to democratize fixed-income investments and access to secured credit facility, making them accessible, effortless, and scalable for every business in India.
Blostem is powered by a quartet of seasoned leaders with 50+ years of combined expertise in banking, fintech, and technology. Their passion for inclusive finance has built a platform that's as innovative as it is reliable.
Co-Founder & CEO
Product & Business
Ex ICICI | YES BANK | Indusind Bank
Veteran Banking Professional, 14+ Years
LinkedIn →
Co-Founder & MD
Business, Finance and Strategy
Ex PKC Advisory & B&K Securities
12+ Years Finance & Consulting
LinkedIn →
Co-Founder & CTO
Tech-solutions Architect
Ex TCS | Indus Valley Partners | Spenda
Seasoned Solutions Architect, 14+ years expertise
LinkedIn →
Co-Founder & COO
Operations & Delivery
Ex SPICE | TEKNOMATICS
15+ years of experience in diverse global projects
LinkedIn →Blostem's journey is fueled by visionary investors and accelerators who believe in our mission to reshape banking:
Innovative fintech growth partners
Digital payments pioneer India
Early-stage fintech venture catalyst
Southeast Asia growth investor
Zerodha-fueled fintech accelerator
Kapil Bharti
Co-Founder, Delhivery
Proud Members
Our 30+ strong team of engineers, compliance wizards, and business pros is united by one goal: Making banking invisible yet indispensable.